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Layaways Coming for the Holidays 2011 | Shopping & Services

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Layaways Coming for the Holidays 2011
Layaways Coming for the Holidays 2011

As the holidays come near I figured it was time to let everyone know about the great layaway programs that will be going on this season. This is the time to start getting ready for the holidays and with these great programs you can get your holiday shopping done and be debt free. This is one of the things that I plan on doing to help with the cost of providing my daughter a Christmas.

Best Buy

Make a 25% down payment, plus a 5% nonrefundable layaway fee. Best Buy requires a minimum purchase of $250, but keep in mind that you can include several items to meet that total. Payments are made every two weeks until the balance is paid in full. Items that are ineligible for layaway include clearance, promotional, closeout and discontinued items. For complete details:
Best Buy Layaway Policy

Big Lots

Although it’s not well-publicized and information about it can be hard to find, Big Lots offers “price holds” on select items at select locations. Price holds usually are limited to upholstery, but it’s definitely worth asking about if there’s a particular piece of furniture that you want to buy. To qualify for a Price Hold, customers must put 10% down and pay off the balance within 90 days. Terms may vary by location, so be sure to ask how price holds work at your store locally.

Burlington Coat Factory

Pay a 20% deposit and a $5 service fee to initiate a 60-day layaway. The second 20% payment must be made within 14 days. Canceled orders will result in a $5 fee. Any refunds resulting from the cancellation or return of layaway merchandise will be placed on a store gift card. No cash refunds will be made. For complete details:
Burlington Coat Factory’s Layaway Policy

Hallmark

Pay 20% down. Other terms may vary by store location.

Kmart

Available in store and online (for all items marked with the layaway icon). Pay $15 or 10% down (whichever is greater) and a $5 initiation fee. Then, make payments over an eight-week period. A $10 fee applies to all canceled orders. All online orders must be picked up in store. For complete details:
Kmart Layaway Program
Kmart Layaway Facts

Marshall’s

Pay 10% down and a $5 service fee. Merchandise must be paid off and picked up within 30 days. Not offered in all stores. Use the store locator on their website to locate a participating store near you (noted by a little hanger icon). Jewelry and clearance items do not qualify for layaway.
Marshall’s Layaway Facts

Sears

Available in store and online for all items marked with the layaway icon. Pay $15 or 20% down (whichever is greater) and a $5 initiation fee. Then, make payments over an eight-week period. A $10 fee applies to all canceled orders. All online orders must be picked up in store. For complete details:
Sears Layaway Program
Sears Layaway Facts

TJ Maxx

Pay 10% down and a $5 service fee. Merchandise must be paid off and picked up within 30 days. Not offered in all stores. Use the “Find a Store” function on their website to locate a participating store near you (noted by a little hanger icon). Jewelry and clearance items do not qualify for layaway.
TJ Maxx Layaway Facts

Toys ‘R’ Us

Large ticket items like bikes, dollhouses, play kitchens, car seats and strollers may be placed on layaway. Must make a 20% deposit, pay all applicable taxes and pay a $10 service charge at the time the item is placed on layaway. All items must be paid for by Dec 6 to be available for pickup before Christmas. Canceled orders will result in a $5 fee. Layaway is currently offered in stores only. Stop by a Toys ‘R’ Us for complete details.
Toys R Us Layaway Program

Walmart

Layaway toys and electronics with 10% down and a $5 service fee. Total purchase must be over $50, and each individual item must be $15 or more. The layaway program starts October 17, and all purchases must be paid for and picked up by December 16. Not available online.
Walmart Layaway Program

 

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